Yining Lu

Yining Lu
Degree:
Economics

Product Development Intern at China Construction Bank Principal Asset Management Co., Ltd., Beijing, China

It is one of the five largest fund management companies in Mainland China and is a joint venture and the only business of Principal Financial Group there.

What types of skills did you need to obtain the internship?

  • Understanding of major financial markets and products (e.g. equity, fixed income securities, derivatives etc.) 
  • Good writing skills for research reports
  • Chinese-English translation 
  • Proficiency in Excel and Power Point! (This was the main part of on-site interview to test all the skills above.)        

What tasks or accomplishments did you complete?

  • Finished a research on the global Exchange-Trade Products (ETF, ETN etc.), focusing on commodity ETF.
  • Generated initial plans of developing commodity ETFs in Chinese market. There is a big opportunity, because that Chinese market has only four commodity ETFs that are tracking gold price. 

 What knowledge or skills did you learn on the job?

New knowledge:

  • Maturity of Chinese financial industry
  • Distinguishing the main players (institutes) in the global financial market
  • Deeper understanding of Exchange-Traded Products, commodity futures market

 New skills:

  • Use of information terminals, like Bloomberg, Morning Star, Wind
  • More familiarity with Microsoft Office
  • Amusing staff of Chinese SEC
  • Avoiding spills when buying 12 cups of Starbucks for my bosses' round table meeting

Would you be interested in working for this company after graduation?
Yes, I am really willing to work for a buy-side institute like CCB Principal or even Principal Financial Group. But, a position in the front office will be better, like trading, equity research. I was a product development intern, which is a middle office job. My dream job is portfolio manager.