Are credit card surcharges better for the consumer?
I appreciate your sharing your view on a specific policy issue based on the systematic application of economic concepts.
My understanding of the suggestion is that the mandatory surcharging rule on credit card payments would be better for consumers for the following reasons.
First, paying with credit cards incurs costs eventually passed on to consumers.
Second, no surcharge rule (uniform pricing across payment methods) burdens even cash-payers with a part of such costs.